Welcome to AMS Career and Leadership Coaching, operated by Mandar Kulkarni. By using our website (masterlifesdream.com), enrolling in our coaching programs, or attending our masterclasses, you agree to be bound by the following terms. These terms are designed to ensure a professional and impactful experience for all professionals.

1. Services Provided

AMS Career and Leadership Coaching provides professional coaching and consulting services, including but not limited to:

• 1-on-1 Career & Leadership Coaching
• CV and LinkedIn Optimization
• Interview Mastery & Salary Negotiation Strategies
• Corporate Leadership Workshops
• The Dream Career Framework™ programs

2. Professional Disclaimer

• Results: While our programs are based on 20+ years of high-level industry experience, career growth depends on individual effort, market conditions, and personal execution. We do not guarantee specific job offers or salary increments.
• Not Therapy: Coaching is a professional development service and does not substitute for mental health counseling or clinical therapy.

3. Payments & Refunds

• All program fees must be paid in advance unless a specific installment plan is agreed upon.
• Refund Policy: Due to the digital nature of masterclasses and the time-intensive nature of 1-on-1 coaching, fees are generally non-refundable once the service has commenced.
• Cancellations for coaching sessions must be made at least 24 hours in advance to avoid forfeiture of the session.

4. Intellectual Property

All materials provided during coaching, including the Dream Career Framework™, workbooks, recorded webinars, and proprietary strategy documents, are the intellectual property of Mandar Kulkarni.

• You are granted a personal, non-exclusive license to use these materials for your own career development.
• Unauthorized distribution, resale, or public sharing of these materials is strictly prohibited.

5. Privacy & Confidentiality

We respect your professional privacy. Any personal career data, current employer details, or salary information shared during 1-on-1 coaching sessions is kept strictly confidential and will never be shared with third parties without your explicit consent.

6. User Conduct

Users are expected to maintain professional decorum during live sessions and in community forums. Any form of harassment or disruptive behavior will result in immediate removal from the program without a refund.

7. Limitation of Liability

AMS Career and Leadership Coaching shall not be liable for any direct or indirect loss resulting from career decisions made by the client. The final responsibility for career moves and legal agreements with employers rests solely with the client.

8. Changes to Terms

We reserve the right to modify these terms at any time. Updates will be posted on this page, and continued use of our services constitutes acceptance of the revised terms.